What is the insurance? Insurance -
a special kind of economic relations, designed to provide insurance protection
for people and their affairs from various dangers.
Insurance in the widest sense - includes
various types of insurance (actually insurance, or primary insurance,
reinsurance, coinsurance), which together provide insurance protection.
Insurance in the narrow sense of a relationship (between
the insured and the insurer) to protect the property interests of individuals
and legal entities (insurers) upon the occurrence of certain events (insurance
claims) at the expense of funds (hedge funds) that are generated from premiums
paid by them (the insurance premium .)
The relationship between the
insurer and the insured, determining exactly how the insurance fund will be
formed and how it is spent, is a method of creating insurance products. In the
process of historical development was worked out three methods for the creation
of insurance products - self-insurance, mutual insurance, commercial insurance.
In future publications we will
consider the types and forms of insurance, as well as lots of
useful information concerning this topic.
No comments:
Post a Comment