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Sunday, March 11, 2012

auto insurance company


Types of car insurance

Liability insurance or liability insurance.

This is the basic insurance if you have an accident, and it was your fault auto insurance company will indemnify the other party.

This is the maximum amount of car insurance will pay in the event of an accident
For example, the agent agrees to $ 10,000 coverage per person (personal injury) and / or $ 40,000 coverage for bodily injury and / or $ 10,000 in property damage per accident


You must confirm your auto insurance company that they will be considered and what are the limits.

Collision and comprehensive coverage, insurance and full insurance

Companies will also offer you auto insurance, as the name implies, you will be comprehensively covered.


But this is not so simple, company car insurance is almost always the last word that will be paid, so if it's cheaper to give you a market value of the car, then they will.

00, and the actual market price may be $ 500.

This is not a rare scenario.

00, the auto company will pay the book value of the car.

As in the case of liability insurance, auto insurance company will almost certainly limit the amount to be paid, but in general terms, the insurance will have higher limits.

You should not assume that because your car is fully insured, soyour vacation vehicle.

Through no fault of cover means that the company will pay car insurance, regardless of who is to blame.
PIP is often a minimum requirement in some countries or states, ask your auto insurance company that requirement.
You should ask your auto insurance company that

You will pay in the event of such a situation.

Rental reimbursement, towing and labor

These "additional" is often given to the hull often use auto insurance company, as a professional.

Auto insurance company may also offer to pay for the towing vehicle (not always included).
Legal requirements.

In most cases, it depends on you, the driver to your auto insurance company offers you the minimum required.

But, of course, a good auto insurance company will (should?) Try it best to advise you on the best deal for you.

Insurancе.

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