insure your car

In the insurance market works great number of insurers. How to make the right choice? This is what we discuss in this article.
CTP - This abbreviation is known to all. Thanks to her, our country closer to European countries. How do we choose the insurance company? Usually we go into the first - after all fees are the same. This is true, but that's when it's an accident, the problems begin. If this happens, you can complain to the PCA. These services are available in each city.

Hull - a car insurance from the damage. There are many pitfalls, and the insurer should choose very carefully. Buying a car loan, usually an insurance company imposed on us. But if you buy a car for their money, not the bank's money, or renewing anс insurance contract, the insurer should choose yourself. Here you need to know about some points.
Costing - it can carry out an independent expert or official service. In the latter case, you can be 100% sure that you get your car in its original condition without any additional cost. If the evaluation will be performed by an independent expert, there may be adjustments - and in greater or smaller. If you disagree with the assessment you can challenge it.
Be aware that if the car was bought on credit, the money will be paid to the official station or bank. In the first case, you will not have to pay for repairs on their own in the second - would have to pay for the repairs yourself, and the bank will take into account the amounts received in repayment of the loan.



In case of voluntary insurance funds will be paid to you. Find out how it will be paid - cash or bank transfer. The latter option implies that you need to open a bank account to which money will be transferred. Keep in mind that the withdrawals from the account you will need to pay 0.5-3% to the bank.
Some companies have an emergency commissioner. It provides assistance in completing all required documents at the scene.
Before you enter into a contract, read online consumer ratings of insurers, which are based on customer feedback.
The most important thing - to make your choice wisely! The insurance must provide a security guarantee, and not just be a formality!